Payday Loan Scam
Cash Advance. Easy Money.
Emergency financing can often be a lifesaver, especially during a rough patch. However, don't fall victim to the Payday loan scam, a robocall offering fast and easy money. They are an attempt to collect your private data to commit identity fraud.
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What You Should Know
They're called payday loans because payday is typically when borrowers can pay them back. They're usually small, short-term loans with interest rates (on an annualized basis) upwards of 400 percent.
Most of the callers identify themselves as attorneys for the loan company. They obtain credit card information, dates of birth, confidential telephone numbers and other personal information, and then proceed to victimize the residents; either for identify theft or debt-collection.
How YouMail can help stop payday loan scams today
YouMail is the leading solution for getting rid of robocalls and we are proud that our customers are protected from scammers, spammers, and other unwanted callers. Best of all, it's a 100% free service available for everyone!
Here are a couple of REAL voicemails
left with YouMail customers.
What you should do
Hang up! Remember, pressing any number can be dangerous. You are much better off just hanging up. What if you get conned into taking the call?
Don't provide any personal or financial information. And remember that numbers can be spoofed (caller ID will be fake). Report them and other Do Not Call violations to ftc.gov/complaint or 1-888-382-1222.
Don't provide any personal or financial information. And remember that numbers can be spoofed (caller ID will be fake). Report them and other Do Not Call violations to ftc.gov/complaint or 1-888-382-1222.
Our best advice
We probably sound like a broken record, but trust us! Your best defense is letting all unknown callers go right to voicemail. Need to get the specifics on the number? Check out YouMail's online phone directory to see if that number has negative reports or is from a known scammer.