Health Insurance Scam
If you're sick now, just wait…
There is nothing like a little fear, uncertainty and doubt to make the average consumer fall victim to a scam. Especially in relation to healthcare insurance. The scam is a straightforward threat: you need to buy insurance or else face a fine or jail time. The goal is to either 1) phishing scam to secure your personal and financial information, or 2) have you pay hundreds of dollars of upfront fees.
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What You Should Know
During the urgent sounding call (which is often a robocall, automated or pre-recorded); you may be instructed to press a certain number or stay on the line. The operator (scammer) will often claim to 'work with the law', and then will proceed to ask for your full name, date of birth, phone number, income information and Social Security number. Scammers will also "warn" residents that they must pay a penalty; often hundreds of dollars; for not enrolling in healthcare.
In addition to offering healthcare, scammers will also tell victims they can get lowered insurance rates, pretend to be government agents, or even offer nonexistent "Obamacare cards".
How YouMail can help stop health insurance scams today
YouMail is the leading solution for getting rid of robocalls and we are proud that our customers are protected from scammers, spammers, and other unwanted callers. Best of all, it's a 100% free service available for everyone!
Here are a couple of REAL voicemails
left with YouMail customers.
In regards to your inquiry for health insurance. Now we know there's been a lot of confusion with all the changes happening with Health Care and we are here to help you. So, I just have a few quick questions and then I'll get you right over to an insurance specialist.
This is a courtesy call regarding your health insurance inquiry. We need to speak with you regarding your pending application. Please contact us now by pressing one. Again, please press one now to be connected.
What you should do
If you get a recorded sales call, but you didn't give the caller written permission to call you, the call is illegal. Don't press 1 to speak to the operator or get your name taken off the list, and don't give any personal information. If you respond, you'll probably get more calls.
Our best advice
Let calls from numbers you don't recognize roll to voicemail. Voicemail is your greatest asset against fraud. YouMail identifies known scam callers. They will hear an "out of service" message and the scammers will take you off their list and move on. Definitely check out YouMail's online phone directory to validate if the caller's number has negative reports or is from a known scammer.