Health Insurance Scam

If you're sick now, just wait…

"This is a critical message about
your health insurance coverage..."

There is nothing like a little fear, uncertainty and doubt to make the average consumer fall victim to a scam. Especially in relation to healthcare insurance. The scam is a straightforward threat: you need to buy insurance or else face a fine or jail time. The goal is to either 1) phishing scam to secure your personal and financial information, or 2) have you pay hundreds of dollars of upfront fees.

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What You Should Know

During the urgent sounding call (which is often a robocall, automated or pre-recorded); you may be instructed to press a certain number or stay on the line. The operator (scammer) will often claim to 'work with the law', and then will proceed to ask for your full name, date of birth, phone number, income information and Social Security number. Scammers will also "warn" residents that they must pay a penalty; often hundreds of dollars; for not enrolling in healthcare.

In addition to offering healthcare, scammers will also tell victims they can get lowered insurance rates, pretend to be government agents, or even offer nonexistent "Obamacare cards".

How YouMail can help stop health insurance scams today

YouMail is the leading solution for getting rid of robocalls and we are proud that our customers are protected from scammers, spammers, and other unwanted callers. Best of all, it's a 100% free service available for everyone!

Here are a couple of REAL voicemails
left with YouMail customers.

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What you should do

If you get a recorded sales call, but you didn't give the caller written permission to call you, the call is illegal. Don't press 1 to speak to the operator or get your name taken off the list, and don't give any personal information. If you respond, you'll probably get more calls.

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Our best advice

Let calls from numbers you don't recognize roll to voicemail. Voicemail is your greatest asset against fraud. YouMail identifies known scam callers. They will hear an "out of service" message and the scammers will take you off their list and move on. Definitely check out   YouMail's online phone directory   to validate if the caller's number has negative reports or is from a known scammer.