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I have no money in my bank account greeting

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So there is no money in my bank account. I'm at zero and there is there there all fees and it goes to-45. What is the principle behind this. Can someone tell me what is the principle behind it when you have no money to the bank pay some more money out of your pocket and you're not in any gym there be any other way to ... it(?) a point of under system I don't know. So if there's any banker out there someone can explain to me this nonsense thank you have to make a note keep it up nice work let's go man.
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